Advertisers and investment professionals are telling me the secret to improving my life is to give up my gourmet coffee. One pitch says if I sacrifice a daily $2.50 latte, I will have a king’s ransom in a year’s time. With so many people suggesting this approach for reallocating dollars, I’m starting to feel a little sorry for the coffee people. Still, the budget gurus have a point: We sometimes fritter away time and money because we aren’t making conscious choices.
With the wild fluctuations in the stock market, financial sages keep giving the same advice: “Invest for the long term. Don’t be alarmed by short-term losses.” It’s a good reminder that the best investments usually are ones that require foresight and patience. It’s hard to keep in mind with all the scary headlines, but it’s an enduring truth.
Q. My physician referred me to a physical therapist. Should I still be receiving massages?
A. The overwhelming answer is yes. “Massage therapy and physical therapy are two complementary arts,” according to Eileen D. Cristina of Kneading Wellness in Lititz, Pennsylvania.